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    Paul Merchants Gets RBI Approval for Perpetual AD Category-II Licence Under Revised FEMA Framework
    IEPFA Organises Stakeholder Engagement with Nodal Officers of Companies on Integrated IEPFA Portal 2.0
    Rupee settles with 5 paise gain at 95.17 against US dollar
    India weathered Hormuz disruption without fuel shortages: Puri
    RBI invites public comments on the draft Directions on ‘Credit Valuation Adjustment (CVA) Framework’
    RBI invites comments on the draft “Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Eleventh Amendment Directions, ...
    87 Proposals Received under BHAVYA Scheme during First Round of Phase-I
    India successfully concludes the 16th BRICS Trade Ministers' Meeting in Jaipur under its BRICS Chairship 2026
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    SBI Life and J&K Bank partner to bring comprehensive life insurance solutions closer to families across India
    DRI intensifies vigil along India's North-Eastern Frontier
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    China's exports slow slightly in July despite robust demand for high-tech products
    India successfully concludes the Tenth BRICS Industry Ministers' Meeting in Jaipur under its BRICS Chairship 2026
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    August 8, 2026
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    Integrated investor claim portal modernisation advances digital KYC, streamlined verification, stakeholder-informed safeguards, and efficient investor claim settlement services.
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    August 7, 2026
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    Foreign capital inflows supported the rupee despite geopolitical uncertainty, oil-price pressures, and volatile global market sentiment.
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    August 7, 2026
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    Energy security through diversified sourcing protected fuel supplies during Hormuz disruption and supports domestic exploration and alternative fuels.
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    Leverage ratio framework amendments propose Basel-aligned capital adequacy standards, with public feedback invited on the draft directions.
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    BHAVYA Scheme Phase-I proposals submitted by State and Union Territory governments will be evaluated and scored under prescribed eligibility and evaluation criteria. Challenge-based project selection considers connectivity and site suitability, quality of core, value-added and social infrastructure in the detailed project report, and the industrial ecosystem and policy enablers. The Scheme guidelines provide for completion of the first-phase selection process within one year from notification.
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    Foreign exchange reserves rose as foreign currency assets, gold holdings, Special Drawing Rights and IMF reserve position increased.
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    August 7, 2026
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    Direct Benefit Transfer for welfare pensions replaces doorstep cooperative-bank delivery, while home delivery remains for bedridden beneficiaries.
    Direct Benefit Transfer of social security and welfare pensions is to be made mandatory through Aadhaar-linked bank accounts, replacing cooperative-bank doorstep distribution. Home delivery continues for completely bedridden beneficiaries and others who cannot be excluded. The change addresses delays in remitting undistributed amounts, record-update and reconciliation deficiencies, duplicate payments linked to incomplete Aadhaar-based payments, delivery incentive costs, and the need to comply with Direct Benefit Transfer norms to avoid loss of central financial assistance.
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    August 7, 2026
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    BRICS industrial cooperation advances MSME, photovoltaic, startup and logistics frameworks alongside resilient trade and digital services collaboration.
    BRICS industrial cooperation under PartNIR was strengthened through a Joint Declaration and institutional measures addressing MSMEs, photovoltaics, startup-led innovation, and resilient transport and logistics. The measures include an SME cooperation framework, Terms of Reference and an Action Plan for photovoltaic industry cooperation, and a startup innovation action plan. Trade discussions focused on the multilateral trading system, MSME participation in international trade, resilient global value chains, and cross-border digitally delivered services within a rules-based trading framework.
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    Certified organic export promotion: BIOFACH INDIA facilitates buyer-seller engagement, certification awareness, traceability discussions and international market access.
    BIOFACH INDIA 2026 promotes certified organic exports by providing a platform for Indian organic enterprises to showcase diverse certified products and engage with overseas buyers through structured Buyer-Seller Meets. Technical sessions address organic certification, traceability, sustainability, quality standards, international regulatory requirements and export-market expectations. The initiative supports quality assurance, international market access, export linkages and sustainable agricultural practices across the organic value chain.
    August 6, 2026
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    Device-based loan recovery restrictions protect essential mobile functions while permitting gradual locking only for lender-financed devices.
    Technology-based recovery mechanisms cannot restrict or disable a borrower's mobile device unless the bank financed acquisition of that device. Where permitted, banks must adopt a gradual approach and preserve essential functions, including incoming calls, SMS access, and emergency SOS features. Regulated entities and service providers must obtain manufacturer or operating-system certification for device-locking technology. Disclosure of borrower or guarantor information to recovery personnel must be limited to what is necessary for loan-recovery duties.

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      Women who are left behind: Another side of Assam floods

      May 11, 2025

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      Dhemaji (Assam), May 11 (PTI) "Will our house still be standing when we return some day? What about the land?" Lakhisekhi Bara's ears ring with these questions from her husband every day. Questions to which she has no answer.

      Bara (52) moved to Assam's Dhemaji from a neighbouring district with her daughter-in-law when the 2023 floods rendered them homeless while the men of the family migrated to Chennai to work as construction labourers.

      The two women are among several to have been left behind in the district by the men in their families who moved to other states due to climate-induced income loss.

      "We used to work the farmland but agriculture has become unpredictable while daily wage work is not regularly available. It was not possible to run the household with this income. As a result, my husband and our son moved to Chennai two years ago. We moved to Dhemaji because other women from our extended family live here and we can be there for each other in times of need," she tells PTI.

      "Whenever my husband calls, he wonders if our land will be safe to resume agriculture some day. What if it is completely washed away? That is our only asset," she says.

      Among the country's 250 most backward districts, Dhemaji is severely flood-prone. Official estimates suggest more than 23 lakh people in 28 districts of Assam in India's northeast have been affected by floods.

      The unpredictable Brahmaputra river -- originating in the Tibetan Plateau and flowing through Arunachal Pradesh and Assam before emptying into the Bay of Bengal -- shapes the state's flood landscape.

      During a visit to Bara's village, this PTI correspondent could barely spot a working-age man. Most of the men still left in the village were either senior citizens or children.

      Roopa Baruah (32) lives in a 'chang ghar' -- a temporary home built on bamboo stilts -- with her two children, aged four and six, while their pucca house built under the Pradhan Mantri Awas Yojna lies abandoned.

      Her husband works in a Bengaluru rubber factory and hasn't been back for two years.

      "The pucca house is located in a far-flung spot in the village. If it gets submerged, I cannot rush out on my own with the children. So I live in a 'chang ghar' here with other women nearby. Sometimes, if my children are ill, it is easier to get help here," she tells PTI.

      "My husband sends money. He asks if we will be able to live together in our house some day. The children miss their father but what can we do when there are no income sources here? If we also migrate, it will be expensive and our house here may be gone forever," she says.

      The majority of Dhemaji's residents live in 'chang ghars', with their livestock kept below. During floods, however, the animals have to be accommodated inside to save them from being washed away.

      When living at home becomes perilous, they move away from the embankment and return after the waters recede.

      A working-age man, Bokul moved back to Dhemaji four months ago after losing an arm in a factory accident in Kerala. He now lives with the women of the family.

      "Most of the men have left the village to make a living in other states. It is mostly the elderly or those with disabilities, like me, who live here since we cannot go out to earn. I help my wife and my brother's wife, who lives here with her three-year-old son. Nobody wants to migrate but there is no choice," the 26-year-old says.

      Rebuilding homes, collecting firewood, fishing, stitching and weaving for pittances, besides helping children and livestock adjust to a new place as floods render them homeless every year are among the changing roles women in the district perform due to the migration of men that has increased their vulnerability and workload.

      Indian Institute of Technology (IIT), Guwahati, researchers studying the climate-induced migration from the district believe Dhemaji serves as a compelling case due to its extreme vulnerability to environmental changes, particularly flooding.

      The study is being funded by the Indian Institute for Human Settlements and Population Council.

      According to IIT, Guwahati, professor Anamika Baruah, who is leading the study, recurrent floods lead to displacement, erosion, prolonged waterlogging and the destruction of livelihood -- especially agriculture, the district's economic backbone.

      "Climate change further intensifies these challenges, increasing the frequency and the severity of floods, resulting in both seasonal and permanent displacement. Beyond the environmental impact, the socio-economic consequences in Dhemaji are substantial," she says.

      Debarchana Biswas, a postdoctoral scholar at IIT, Guwahati, says most workers from Assam, particularly districts such as Dhemaji, are not happy migrating to other parts of the country despite recognising its economic benefits.

      "For many, migration is seen as a positive step toward improving their financial situation but, deep down, leaving behind their families, homes and familiar surroundings is emotionally challenging. Migration, while providing better wages, comes with the emotional and logistical burden of maintaining two households," she says, citing the study.

      "This dual responsibility is financially and emotionally draining. Moreover, during emergencies, their inability to quickly return home exacerbates their sense of helplessness," she says.

      The 2021 Climate Vulnerability Index ranked Assam as India's most climate-vulnerable state. The expansive Brahmaputra and Barak river basins, Assam's fast-dwindling green cover and northeast India's overall geoecological fragility are a few reasons behind the vulnerability.

      Improved plans and programmes are being implemented for disaster risk reduction in hazard-prone areas compared to previous years, says environmental scientist Partha Jyoti Das.

      He says, "High-vulnerability groups like women, the elderly and marginalised communities should get more attention in disaster risk reduction policies. Although we have many policies and programmes on paper to address such concerns, the vulnerable people somehow do not get the desired benefit of such interventions to the expected extent -- indicating execution deficit and lack of monitoring of government projects and welfare schemes." Das, who heads the Water, Climate and Hazard division at Aranyak -- a research organisation -- notes outwards migration of youngsters from rural areas is usually considered a useful strategy to cope with the negative impact of climate-induced hazards. The remittances they send back is also crucial for survival and sustenance of their families in a hazard-prone environment.

      "However, labour out-migration also has some negative impacts. We have seen wives and girls bearing more burden of family responsibilities such as looking after parents, in-laws and children. The women must also take care of family vocations such as farming, livestock rearing and other such means of income generation," he adds.

      Luit Goswami, executive director at Rural Volunteers Centre -- a non-profit working in the region -- says Dhemaji is extremely vulnerable to climate change due to its proximity to the confluence of the Brahmaputra and many of its tributaries.

      "However, like most developing regions, climate change issues have received less importance here and efforts are more focused on recovery than creation of adaptive capacity," he says.

      "The forced displacement due to climate extremes leads to distress migration, which has largely been accepted as an adaptation strategy by the families and the communities affected," he adds.

      The responsibilities of women seem to be soaring they ensure the rights of children such as survival (food and nutrition, health care), development (education) and protection (early marriage, child labour, child-trafficking, drug abuse), he says. "All these lead to physical and mental health deterioration." PTI GJS GJS SZM SZM

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