<h1>Younger Generations Revolutionize Credit Landscape: Early Financial Access Transforms Consumer Banking Strategies and Product Adoption</h1> A consumer insights study by a financial platform reveals a significant generational shift in credit access. The average age of first credit product usage has dropped from 47 to 25-28 years across three generations. Younger consumers are now accessing credit earlier through diverse products like credit cards, personal loans, and consumer durable loans. Home loans and business loans are also being availed a decade earlier, reflecting increased financial awareness and easier credit accessibility for younger generations.