<h1>Home Loan Types in India: Eligibility Requirements, Application Process, and Smart Borrowing Tips</h1> The guide outlines various types of home loans available in India, including purchase, construction, renovation, and land purchase loans. It details eligibility criteria (age 21-65, stable income, credit score above 750) and required documentation for applications. The application process involves checking eligibility, comparing lenders, document preparation, submission, verification, and disbursement. Digital home loan apps offer features like EMI calculators, eligibility verification, and offer comparisons. Additional recommendations include improving credit scores, choosing appropriate loan tenure, negotiating fees, considering prepayment options, and carefully reviewing loan agreements before signing.