<h1>Fixed Deposit Receipts as legal proof: document interest, tenure, nominee and renewal terms to govern depositor rights.</h1> Fixed Deposit Receipts (FDRs) serve as legal proof of a depositor's relationship with a bank or financial institution by documenting principal, interest rate, tenure, maturity date, account holder and nomination details, and by specifying deposit type, maturity amount, renewal options and the ability to use the deposit as collateral; product features of the Shriram Unnati Fixed Deposit-interest payout options, tenure choices, digital management and published credit ratings-define contractual earning and payout mechanics, while issuer and publisher disclaimers direct investors to statutory registration information and the issuer's terms and conditions.