<h1>Pension eligibility under Atal Pension Yojana covers non-taxpaying citizens aged eighteen to forty, securing a lifelong guaranteed pension.</h1> Any Indian citizen with a savings bank account who is not an income taxpayer and who joins between eighteen and forty years may open an APY account; the subscriber is entitled to a minimum guaranteed pension payable for life from age sixty, with the same pension payable to the spouse on subscriber's death and the accumulated pension wealth as at subscriber's age sixty payable to the nominee on death of both subscriber and spouse.