<h1>India Boosts Farmer Credit Access with Interest Subventions, Debt Relief, and Expanded Rural Banking Initiatives.</h1> The Government of India has implemented several measures to enhance credit availability for farmers through banks. Key initiatives include the Interest Subvention Scheme, offering short-term crop loans at reduced interest rates, and the Agricultural Debt Waiver and Debt Relief Scheme to alleviate farmers' debt burdens. Banks are advised to simplify loan processes for small farmers and expand rural banking facilities. The Kisan Credit Card scheme is promoted, providing insurance coverage for cardholders. The Reserve Bank of India encourages banks to open more branches in rural areas, aiming to improve financial access and support agricultural credit flow.