<h1>Ease of Doing Business reform enables additional state borrowing as incentive for implementing specified state-level reforms.</h1> The Union Government authorised conditional additional borrowing of 0.25% of GSDP per approved reform area to incentivise state-level reforms, including Ease of Doing Business (EoDB); twenty States were allowed additional borrowing during 2020-21 for completing the EoDB reform, and the scheme forms part of a package also covering One Nation One Ration Card, urban local body/utility reforms and power sector reforms.