<h1>Insolvency resolution under IBC secures creditor recoveries and enforces time bound processes, reshaping borrowing and lending practices.</h1> The Insolvency & Bankruptcy Code provides a time bound, transparent corporate insolvency mechanism that balances stakeholder interests and has altered borrowing and lending behaviour; in twelve systemic CIRP cases most remain in process while two approved resolution plans produced recoveries for financial creditors of roughly forty two percent and sixty three percent of admitted claims respectively, with liquidation values and aggregate realisations reported to illustrate creditor outcomes.