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of <h1>IRDA Launches Insurance Repository System for Digital Policy Management, Enhancing Efficiency and Transparency.</h1> The Insurance Regulatory and Development Authority (IRDA) launched the Insurance Repository System on September 16, 2013, to digitize insurance policies, enhancing efficiency, transparency, and cost reduction. This system allows policyholders to store and manage policies electronically, reducing issues related to physical storage and retrieval. It offers potential premium reductions due to cost efficiencies and enables policyholders to view all policies under one electronic account. Service requests can be handled through Insurance Repositories, eliminating the need for visiting multiple insurers. Additionally, policyholders can appoint representatives to manage accounts in case of death or disability, ensuring smooth claim processes.
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