<h1>NPS Delivers Double-Digit Returns in 2012-13; Central Government Schemes at 12.39%, Private Corporate Debt at 14.19.</h1> The National Pension System (NPS), overseen by the Pension Fund Regulatory and Development Authority (PFRDA), achieved double-digit returns for the financial year 2012-13, marking it as a cost-effective and high-return retirement option. The average annual returns were 12.39% for Central Government schemes, 13.00% for State Government, 13.40% for Swavlamban, 8.38% for Private Equity, 14.19% for Private Corporate Debt, and 13.52% for Private Government Debt. PFRDA has registered eight Pension Fund Managers under revised guidelines and updated investment rules to enhance performance and risk management. The NPS, launched in 2004, has amassed a corpus of Rs 33,000 crores from 50 lakh subscribers.