Deposit pricing discretion: banks may set deposit rates within regulatory ceilings without mandatory pass-through of swap benefits. Banks retain discretion to price deposits within the applicable regulatory ceiling and are not categorically required to pass swap-derived benefits to ... Summary
Deposit pricing discretion: banks may set deposit rates within regulatory ceilings without mandatory pass-through of swap benefits.
Banks retain discretion to price deposits within the applicable regulatory ceiling and are not categorically required to pass swap-derived benefits to depositors; deposit rates must remain within prevailing regulatory guidance.
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