Wholly and permanently disabled: exclusion of partial or temporary impairments, not requiring literal total helplessness for benefits. The legal concept of wholly and permanently disabled in life insurance disability clauses excludes partial or temporary impairments and should not be read ... Summary
Wholly and permanently disabled: exclusion of partial or temporary impairments, not requiring literal total helplessness for benefits.
The legal concept of wholly and permanently disabled in life insurance disability clauses excludes partial or temporary impairments and should not be read to require literal total helplessness or utter hopelessness before benefits accrue, emphasizing permanence and non-partial character rather than absolute annihilation of functional capacity.
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