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of <h1>SCSS investors and nominees can use Forms 15-G and 15-H to avoid TDS on interest earnings.</h1> Investors in the Senior Citizens Savings Scheme, 2004 (SCSS) can file Form 15-G and 15-H to claim exemption from Tax Deducted at Source (TDS) on interest earned. The Central Board of Direct Taxes has clarified that nominees of SCSS investors can also submit Form 15-G to avoid tax deduction on interest payments after the depositor's death. Banks are instructed to inform their designated branches about this update for compliance.
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