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        FEMA

        Foreign Exchange Management (Borrowing and Lending in Rupees) Regulations, 2000 - Housing Loan in Rupees to NRIs/PIO

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        Housing loan repayment by close relatives now permitted, allowing direct payments from Indian bank accounts to the loan account. Authorises housing loans in rupees to NRIs/PIOs for residential acquisition in India and requires repayments-instalments, interest and charges-by inward remittance, debit to permitted non resident accounts or rental income. The circular liberalises repayment mechanisms by allowing close relatives in India to repay directly from their bank accounts to the borrower's loan account with the authorised dealer or approved housing finance institution.
                          Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.
                            Provisions expressly mentioned in the judgment/order text.

                                Housing loan repayment by close relatives now permitted, allowing direct payments from Indian bank accounts to the loan account.

                                Authorises housing loans in rupees to NRIs/PIOs for residential acquisition in India and requires repayments-instalments, interest and charges-by inward remittance, debit to permitted non resident accounts or rental income. The circular liberalises repayment mechanisms by allowing close relatives in India to repay directly from their bank accounts to the borrower's loan account with the authorised dealer or approved housing finance institution.


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