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        FEMA

        Full Convertibility of Deposit Schemes – Non-Resident Indians

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        Full convertibility of non-resident deposit schemes: NRNR and NRSR schemes discontinued and proceeds redirected to NRE/NRO accounts. Authorised dealers and authorised banks are prohibited from accepting fresh deposits or opening new NRNR and NRSR accounts; existing NRNR and NRSR term deposits may continue only until maturity. NRNR maturity proceeds shall be credited to the accountholder's NRE account after notice or to the NRO account on request, and NRSR term deposit maturity proceeds shall be credited to the accountholder's NRO account. Premature withdrawal options remain, but reinvestment after premature closure is limited to the NRO account.
                          Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.
                            Provisions expressly mentioned in the judgment/order text.

                                Full convertibility of non-resident deposit schemes: NRNR and NRSR schemes discontinued and proceeds redirected to NRE/NRO accounts.

                                Authorised dealers and authorised banks are prohibited from accepting fresh deposits or opening new NRNR and NRSR accounts; existing NRNR and NRSR term deposits may continue only until maturity. NRNR maturity proceeds shall be credited to the accountholder's NRE account after notice or to the NRO account on request, and NRSR term deposit maturity proceeds shall be credited to the accountholder's NRO account. Premature withdrawal options remain, but reinvestment after premature closure is limited to the NRO account.


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