KYC address verification eased: identity document with matching address accepted as proof of identity and address for money changing. Where the address on a prospective customer's identity document matches the customer's declared current address, the document may serve as proof of both identity and address; otherwise a separate proof of address must be obtained. The instruction eases customer compliance, leaves other KYC/AML requirements unchanged, applies to agents and franchisees with franchisers responsible for their compliance, and requires Principal Officer acknowledgement.