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Budget Focus Areas - Garib Kalyan, Desh ka Kalyan

CS Swati D Rawat
Budget priorities: targeted social welfare and inclusive growth through DBT, credit outreach, and human capital support. Budget focuses on targeted social welfare, using direct benefit transfer to improve subsidy efficiency and reduce multidimensional poverty, paired with direct income support and crop insurance for farmers and market integration via electronic mandi platforms. Complementary credit and programmatic measures expand outreach to vendors, youth and startups through skill training, fund-of-funds and credit guarantee schemes, while women's economic empowerment is pursued via widespread microcredit, self help group support and increased female enrollment in higher education and STEM. (AI Summary)

Prioritizing Garib, Mahilaye, Yuva and Annadatta - 'Sabka sath, Sabka Vikas aur Sabka Vashwas'

Garib Kalyan

  • DBT has led to savings of INR 2.7 lakh crore
  • 25 crore people moved out of Multi-dimensional poverty
  • Credit assistance to 78 lakh street vendors under PM-SVANidhi

Empowering the Youth

  • 1.4 crore youth trained under Skill India Mission
  • Fund of Funds, Start Up India and Start up Credit Guarantee Schemes assisting youth.
  • Fostering entrepreneurial aspirations of Youth-43 crore loans sanctioned under PM Mudra Yojana

Welfare of Farmers - 'Annadata'

  • Direct financial assistance to 11.8 crore farmers under PM-KISAN
  • Crop insurance to 4 crore farmers under PM Fasal Bima Yojana
  • 1,361 mandis integrated under e-NAM, supporting trading volume of INR 3 lakh crore

Nari Shakti

  • 30 crore Mudra Yojana loans disbursed to women entrepreneurs
  • Increased female enrolment in higher education by 28 per cent in 10 years
  • 43 per cent of female enrolment in STEM courses
  • 1 crore women assisted by 83 lakh SHGs to become Lakhpati Didis 
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