Proceedings before Inquiry Officer: evidence, cross examination rights, witness relevance rulings, and a reasoned report requirement. Proceedings require inquiry into unadmitted charges after the defence statement deadline; the Inquiry Officer shall consider relevant documentary and oral evidence, permit examination and cross examination (including by the applicant or registered valuer), record written reasons if any witness is excluded for lack of relevance or materiality, and prepare a report stating findings on each charge with reasons.