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of <h1>Gold Bonds as Collateral: Loans Possible with Lien Marking, Subject to Bank's Discretion. LTV Ratio by RBI Applies.</h1> The Sovereign Gold Bond Scheme 2022-23 allows Gold Bonds to be used as collateral for loans. Loans can be secured by marking a lien on these bonds, and the Loan to Value ratio set by the Reserve Bank of India for regular gold loans will apply. However, obtaining a loan against these bonds is at the discretion of the bank or financing agency and is not guaranteed as a right.
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