Refund procedures: Administrator to invite claims, verify eligibility, and repay investors by approved payment methods. Regulation 9 requires the Administrator to publicise investor claim invitations in national (and where directed, vernacular) newspapers and on the defaulter's and Board's websites, specify claim submission requirements, accept claims electronically or at the Administrator's office, and include Board forwarded claims in records. The Administrator or its chartered accountant must assess eligible claims against available funds to determine full or proportionate refunds as directed by the Recovery Officer. Repayments to eligible investors are to be made only by pay order, demand draft or electronic transfer; unclaimed monies remain in escrow for three years then transfer to the Investor Protection and Education Fund, with late claims subject to verification and time limits.