Specified advance payment rule: repayment of advances for immovable property must be by account-payee banking modes. The amendment extends the non-cash repayment mandate to include specified advances, requiring repayment of loans, deposits or specified advances by account-payee cheque, account-payee bank draft or online bank transfer when the aggregate amount meets the statutory threshold. It defines 'specified advance' as any sum received in relation to transfer of an immovable property, repayable if negotiations fail, and adjusts the provision's clauses and provisos to incorporate specified advances.